A free 30-minute cash flow review for owner-run businesses turning over 150k to 2m. We read your last three months of bank data and send you a two-page summary of what is draining the account.
Book my free reviewMost small businesses that run short of cash are profitable on paper. The money is sitting in unbilled work, in stock that has not moved since spring, or in a payment term nobody has renegotiated in four years.
Bright Ledger has run this review for 260 businesses since 2019. It is not a sales call with a report attached. You get the summary whether or not you ever hire us, and roughly two thirds of the businesses we review do not need us at all.
We calculate how many days of cash are tied up in unpaid invoices, work in progress, and stock, and show you which of the three is the real problem.
A ranked list of accounts by average days to pay, with the amount that would be freed if each moved to your stated terms.
Every recurring payment that has risen more than 15% year on year, including subscriptions and insurances that renewed without a conversation.
A simple week-by-week view of the balance, built from your real payment patterns rather than an optimistic budget.
The review showed 41,000 pounds sitting in jobs we had finished and never invoiced. We billed them the same week. That was the whole problem.
I expected a pitch. I got a two-page PDF, a phone call, and an honest answer that we did not need a bookkeeper, we needed to stop offering 60-day terms.
Three subscriptions we had forgotten about, one insurance that had doubled. It took them half an hour to find what I had missed for two years.
Nothing. There is no upsell built into the call and no obligation afterwards. We do it because about a third of the businesses we review come back later with paid work.
Read-only access to your accounting software, or exports of the last three months of bank transactions and your aged debtor report. Fifteen minutes of admin at your end.
Access is read-only, we delete the data 30 days after the review, and we will sign your NDA if you have one. We are registered with the ICO.
The call is 30 minutes and the written summary follows within two working days.
We run these on Tuesday and Thursday mornings so they do not eat client time. Leave your details and we will send two slots to choose from.
Book my free review